We Guide People How To Invest In Real Estate

Commission-free brokerage for stocks, ETFs, options, and fractional shares. Zero minimum. No robo-advisor — you make every decision. Over 23 million users. FINRA and SIPC member. The most accessible self-directed entry point for Average North Americans starting to build investing habits.

Automated micro-investing that rounds up everyday purchases and invests spare change into ETF portfolios. Purpose-built for the Average North American who struggles to set money aside consistently. Over 12 million users. Part of K2P's Level 1 microsavings progression path.

Beginner-friendly app combining micro-investing, fractional share purchases, and financial education in one place. Buy fractional shares of stocks and ETFs with as little as $1. Includes banking, auto-invest, and budgeting tools. Lower barrier than Robinhood for absolute beginners who need a full financial ecosystem first.

Multi-asset investing app with fractional stocks, bonds, U.S. treasuries, crypto, and alternative assets. Unique social layer lets investors see what others are buying and why. High-yield cash accounts included. Commission-free. SIPC member. A strong bridge between micro-saving and active self-directed investing.

Hybrid platform combining active brokerage with automated robo-advisor. $0 management fee. 1% IRA contribution match. Free certified financial planner access for all members. Commission-free stocks, ETFs, and options. Fractional shares from $5. Strong all-in-one option for Average North Americans opening their first investment account.

Top-rated robo-advisor managing diversified ETF portfolios automatically. 0.25% annual fee. Daily tax-loss harvesting included. Goal-based tools for retirement and general investing. Socially responsible portfolio options. No account minimum — $10 to start. Best for retail investors who want automated wealth-building without managing their own portfolio.

Completely free robo-advisor for accounts under $25,000 — zero management fee and zero fund expense ratios using Fidelity Flex funds. No minimum to open. Above $25K costs 0.35% with access to a Fidelity advisor. Best zero-cost option for beginners building their first IRA. Morningstar's #2 robo-advisor pick for 2025.

Premium robo-advisor with 0.25% annual fee, daily tax-loss harvesting, direct indexing for accounts over $100K, and a 529 college savings plan. NerdWallet's top-rated robo-advisor for portfolio options in 2026. Best for tax optimization. Suits retail investors ready to automate $500+ and sophisticated investors scaling toward $100K+ in taxable accounts.

Low-cost automated portfolio management using Vanguard's Life-Cycle Investing Model. Reduced minimum from $3,000 to $100 in 2024. Morningstar's #1 robo-advisor pick for 2025. Includes CFP access at $50K+. Best for long-term, buy-and-hold retail investors who trust Vanguard's index fund philosophy and want institutional-grade automation at the lowest cost.

The largest non-accredited real estate crowdfunding platform. Three tiers: Starter ($10 — REIT access), Basic ($1K — diversified funds), Advanced ($10K — private funds including eREITs and Opportunity Zone Fund). Over $3.3B AUM. 1% all-in annual fee. SEC-qualified. Covers L1 through L3 of the K2P investor roadmap.

Buy fractional shares in individual single-family rentals and vacation properties. No accreditation needed. 945,000+ registered investors. $337M AUM. 533+ properties across 66+ markets. Monthly income distributions. Backed by Jeff Bezos. Four products: individual rentals, vacation rentals, SFR Fund, and Private Credit Fund (8.1%+ target yield).

The only SEC-qualified platform under Reg A+ offering individual real estate loan investing to non-accredited investors. $2.2B+ funded since 2013. 10% avg. annualized returns. Zero investor fees on loans. 6–18 month terms. Flywheel Portfolio auto-diversifies across hundreds of loans. Notes option (4.75–8.25%) for hands-off investors.

Fractional shares in individual curated rental properties across 10+ U.S. states. Lowest minimum for direct property ownership. Zero AUM fees. Monthly dividends starting ~30 days after investment. Secondary market liquidity via PPEX ATS after 12-month hold. Ark7 co-invests 1–20% of its own capital alongside investors in every property.

Blockchain-based fractional real estate on the Algorand network. Buy property tokens at ~$50 each. Daily rental income distributions in USDC stablecoin — the most frequent payout in fractional real estate. 24/7 peer-to-peer secondary market for continuous trading. $5.2M+ in cumulative rental income distributed. Open to U.S. and international investors.

Non-accredited-accessible commercial equity REIT with institutional-quality office and industrial assets. 30+ consecutive quarters of dividend payments. Avg. annualized yield 7–8% since 2017. Transparent 2% annual management fee. One of the few platforms opening true commercial real estate exposure to retail investors without requiring private placement access.

SEC Regulation A+ qualified platform for fractional ownership of individual commercial buildings — office towers, parking structures, and mixed-use properties. Secondary market enables buying and selling shares like stocks, providing CRE liquidity typically unavailable to non-accredited investors. Bridges retail investors into institutional-quality commercial assets.

Self-directed brokerage where you build custom portfolios of stocks and ETFs. You set the allocations and M1 handles automatic rebalancing. Commission-free. FINRA and SIPC member. Over $12B AUM. 1 million+ users. No financial advisors — full investor control. Best for retail investors ready to own a diversified portfolio strategy without paying advisory fees.

Two non-traded REITs open to non-accredited investors: the Income REIT (9.21% lifetime avg. annual return) and the Apartment Growth REIT (8.08%). 212,000+ investors and $3.1B in financed properties. Private placements require Accredited status. Note: evaluate current redemption availability before investing.

Relationship-based access to CRE syndications. Under Rule 506(b), up to 35 non-accredited but sophisticated investors are permitted per offering. At Accredited and Angel levels, unlocks 506(c) offerings, co-GP structures, and large institutional CRE acquisitions. Featured on K2P's L3, L4, and L5 investor pages.

Multi-asset alternative investment platform covering real estate, private credit, art, legal finance, and structured notes. The Alternative Income Fund ($2.5K min) is open to non-accredited investors. Most offerings require accreditation at $10K+. 5–7 year hold periods. $3.3B+ returned to investors. Best for sophisticated and accredited investors diversifying beyond real estate.

Accredited-only CRE platform with equity, preferred equity, senior debt, and short-term notes. 250+ closed deals. $21B+ in project capitalization as of May 2025. Ascent Income Fund reported 9.08% return (June 2025). Rejects 95% of submitted deals. SEC-registered. FINRA member. Featured on K2P's Level 4 Accredited Investor page.

Direct-access marketplace connecting accredited investors with CRE sponsors on individual deals. 100,000+ investors. 629+ deals facilitated with $3.16B+. Access to office, retail, multifamily, and industrial deals with 3–10 year hold periods. High return potential for Accredited and Angel investors with long-term capital to deploy.

FINRA and SIPC registered pre-IPO secondary marketplace for shares in 2,000+ late-stage private companies including OpenAI, SpaceX, and Figure AI. Direct stake per transaction — no intermingled funds. 90% of accepted transactions completed in 2024. Series B at $650M pre-money valuation (Nov 2025). Featured on K2P's Level 4 page.

Global VC platform giving accredited investors startup deal access at the same terms OurCrowd invests. 200,000+ members across 195 countries. $2B+ in commitments. Rated Israel's most active VC by deal count for 10 consecutive years. 60+ exits including Beyond Meat and Lemonade. Selects 1–2% of applying companies.

Leading platform for angel investors seeking startup deal flow, SPVs, rolling funds, and venture fund infrastructure. Minimum per deal is set by the fund lead. Rolling Funds accept quarterly LP subscriptions under SEC Rule 506(c). Used by thousands of active angel investors and emerging fund managers globally.

Institutional-quality CRE platform for accredited investors focusing on large multifamily, office, and mixed-use assets in major U.S. markets. Backed by Goldman Sachs and Ford Foundation. Strong focus on capital preservation alongside return generation. Best for Accredited and Angel investors deploying significant capital into institutional CRE deals.

Accredited-only farmland investment platform. All AcreTrader-managed properties have exited profitably as of April 2025. Farmland is non-correlated to stock and real estate markets — a diversification play for Accredited and Angel investors. 0.75% management fee. 3–5 year hold periods. 6–13% annualized target returns combining cash yield and land appreciation.

Farmland investment manager offering crowdfunded farmland, sole ownership, Sustainable Farmland Fund, and 1031 exchange options. Accepts less than 1% of deals reviewed. 6–13% target annualized returns. Accepts IRAs, solo 401(k)s, trusts, and 1031 exchanges. Complements CRE portfolios with an uncorrelated alternative asset class at the Accredited and Angel level.