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Funding Guide
keys to prosperity logo
  • Home
  • About
  • Education
    • Commercial Real Estate Investing Strategies
    • Real Estate Financing
    • Investor Journey
    • Big Beautiful Bill
    • Real Estate Investment Calculator
    • 401k Executive Order
    • Secure Act 2.0
  • Commercial Portfolio
  • Contact
  • Home
  • About
  • Education
    • Commercial Real Estate Investing Strategies
    • Real Estate Financing
    • Investor Journey
    • Big Beautiful Bill
    • Real Estate Investment Calculator
    • 401k Executive Order
    • Secure Act 2.0
  • Commercial Portfolio
  • Contact
Funding Guide
Keys to Prosperity – Homepage Mock-up
Keys to Prosperity

We Guide People How To Invest In Real Estate

Do you want to learn a proven system that generates passive income? Get the keys to financial freedom from one of America's top real estate investors.

Register Now Learn More
$5M+
In real estate sales by founder Josh Reeder, licensed in 3 states
400+
Multifamily doors via hotel conversion, Florida
200+
Assisted living beds, Wisconsin

Our Mission

Tackling the Wealth Divide

The average income keeps rising every year. But the median, where most North American families live, barely moves. That growing gap is the wealth divide. We build tools and a community to help families get on the right side of it.

When the average salary climbs to $200K but the median stays at $50K, the wealth divide index hits 4×. The higher that number, the wider the gap and the harder it becomes for ordinary families to build real wealth.

1.2×
Wealth divide, 1970
2.8×
Wealth divide today
133%
Gap growth since 1970
Average vs. Median U.S. Household Income
1970–2024 · inflation-adjusted · wealth divide index (right axis)
Average income
Median income
Divide index
Source: U.S. Census Bureau, BLS. Figures in 2024 dollars.

Learn with Us

Learn How To Get Into Commercial Real Estate

Learning how to invest in real estate from scratch is challenging. But you don't have to start from zero when you can learn and grow with a community of successful real estate investors.

🤝
Join

Become part of a community of like-minded investors on the path to building generational wealth.

💬
Consult

Get a one-on-one consultation with Josh Reeder, a licensed realtor and real estate syndication partner.

📖
Understand

Grasp the basics of real estate investing through our library of articles, guides, and calculators.

📈
Learn

Get market insights and trends you won't find anywhere else, straight from an active investor.


Free Tools

Tools We Built for You

We don't just educate, we build. Use these free calculators and resources to take action today. No sign-up required.

🏛️
Trump Account ZIP Code Tool

Look up your ZIP code to see median and average household incomes and check eligibility for the Trump Account federal seed grant, up to $1,000 for eligible children.

Explore the tool
🏢
Cap Rate Calculator

Calculate the capitalization rate of any investment property instantly. Enter the property value, annual rental income, and operating expenses to get your cap rate.

Calculate now
🏠
House Appreciation Calculator

Project how much your home or investment property will grow in value over time using historical appreciation rates and your local market data.

See your projection
📊
Real Estate ROI Calculator

Find out your return on investment before you buy. Factor in purchase price, rental income, expenses, and appreciation to get a full ROI picture.

Run the numbers

Start Your Journey

The Investor Roadmap

Level 01 — You are here
Average North American
Over 57% of Americans live paycheck to paycheck, with housing costs up 122% since 2002. This is where most families start. It's not about where you are. It's about taking the first smart step toward financial freedom.
🔓 Free, start today
Level 02 — Build
Retail Investor
You're putting your own savings to work, typically under $50K to $100K in investable assets. Buy a single-family rental, house hack a duplex, or start with as little as $50 in a REIT. This is where the wealth-building habit begins.
📚 Community + education access
Level 03 — Grow
Sophisticated Investor
Defined not by wealth but by knowledge. You understand risk, evaluate deals independently, and work with $50K to $1M or more. Access 506B syndications, back early-stage developments, and use creative financing to scale, with deal access up to 50%.
🔒 Experience + track record
Level 04 — Scale
Accredited Investor
You meet SEC thresholds: $200K or more in annual income or $1M or more in net worth. This unlocks private placements, venture capital, and large multifamily syndications. Deal access reaches 75% of high-value opportunities, with returns often exceeding 20% ROI.
🔒 SEC accreditation required
Level 05 — Freedom
Angel Investor
You bridge experience and access, funding early-stage developments, tech-driven property startups, and unique housing models. You bring serious capital and take hands-on roles in projects you believe in, while helping the next generation do the same.
🔒 Elite investor status
🏆
Financial Freedom

No matter where you are on this path, we'll guide you to the next level.

Start Learning How to Invest →

Ready to build real wealth?

Join our community of like-minded families who are on the path to financial and time freedom. Registration is free.

Register Now, It's Free
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