Rates are holding steady, and that’s got everyone in commercial real estate talking. With the federal funds rate sitting between 4.25% and 4.50% as of June 2025, thanks to the Federal Reserve’s decision to keep rates unchanged in its recent meetings, borrowing costs aren’t dropping anytime soon. From our experience, knowing how commercial mortgage rates…
More than 82%. That’s how much total loans jumped at community banks over the past year. This figure shows how much community banks are outpacing the growth rate across all U.S. banks. Community banks aren’t just staying in the game; they’re leading the charge in helping local businesses secure financing, even as bigger banks merge…
As of May 2025, commercial loans have reached staggering heights, with U.S. domestically chartered banks holding over $11.6 trillion in loans and leases. That is a jump of more than $370 billion from last year! This incredible growth shows just how massive the commercial lending landscape has become. This growth also highlights why lenders and…
Did you know that big banks across the U.S. are sitting on nearly $2.7 trillion in commercial real estate loans right now? This tells us one thing: banks still call the shots when it comes to funding commercial real estate dreams. From our experience, the most successful commercial real estate professionals understand that building banking…
Last June 26, 2025, the national average for a 30-year fixed rate mortgage sits at 6.81%. The rate’s down just a smidge from the week previously, while adjustable rate mortgages often kick off with lower initial interest rates. Don’t be fooled, though. Those rates can swing wildly once their fixed period ends. From our experience,…
Nearly a trillion dollars in commercial mortgages, about one-fifth of the nation’s total, are coming due in 2025, pushing business owners, investors, and developers to secure new financing fast. Navigating the commercial mortgage application process can feel like a maze, but from our experience, it doesn’t have to be. This guide is crafted for first-time…
Securing financing for a rental property in 2025? Interest rates for commercial real estate loans currently sit between 5.38% and 13.50%, so picking the right loan terms could save you thousands. With such a wide spread, knowing how to navigate your options is both helpful and uber necessary. From our experience, understanding how to get…
Last fall, folks buying investment property had to fork over a hefty 28% down payment on average, nearly twice the 15% needed for a primary residence. That’s a big chunk of change! From our experience, navigating investment property loans can feel like a puzzle, but it’s one worth solving for real estate investors eager to…
Thinking about financing a rental property? Well, you’re in the right place! One thing, though: Conventional loans for investment properties come with their own set of rules, and they’re not quite as lenient as loans for primary residences. From our experience, lenders typically ask for a larger down payment, usually in the 15% to 25%…
There are a lot of things shaping up this year, but you know what else is shaping up? Commercial investment property loans. Lending activity in commercial real estate is projected to climb sharply, with total borrowing expected to hit around $583 billion in 2025. That’s a 16% jump from last year! That means more capital…
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